Karen Caplan

Karen Caplan

Sr. Commercial Account Manager

Karen’s professional journey began at Heil & Heil in the mid-1980s, and after decades of gaining broad industry experience at other agencies, she returned to her roots in 2023. This "full circle" career path gives Karen a unique, long-standing perspective on the insurance landscape and a deep appreciation for the relationships that define our agency. She views insurance as a platform for genuine connection, ensuring that every client feels heard and valued rather than just another item on a list.

When a client trusts Karen with their risk, her priority is to deliver a level of service characterized by ownership and accessibility. She leverages her extensive background and the agency's established carrier relationships to provide strong negotiating power and technical proficiency. For Karen, the stability and credibility of an independent model are what allow for true advocacy—putting the client’s needs at the center of every decision.

Beyond the office, Karen is an enthusiast of the natural world and true crime documentaries. She is particularly devoted to her cat, Daisy, and finds balance through reading and staying curious about the "new challenges" the insurance industry presents every day.