Spring marks the beginning of:
Wedding season
International travel
Summer event planning
High-value jewelry and watches are frequently worn — and unfortunately, frequently lost or stolen.
What Many Policies Don’t Cover Fully
Standard homeowners' policies typically have sub-limits for jewelry.
Additionally:
Mysterious disappearance may be limited
International losses may require special endorsements
Appraisals may be outdated
Scheduling Valuable Items
A scheduled personal articles policy can provide:
Worldwide coverage
Agreed value protection
Broader loss coverage
Lower deductibles
If you’ve received jewelry as a gift, inheritance, or recent purchase, updating your coverage is a smart move before travel season ramps up.