Life Insurance Planning

3 in 10 American Households Do Not Have Life Insurance

Many people assume they can’t buy life insurance because the premiums are too expensive. Instead, one should consider the consequences of not having life insurance. A life insurance policy will secure your family’s financial future in a number of ways – not only may it cover funeral costs, but it can also replace a lost income, help to pay off debt and college costs and cover miscellaneous or unforeseen expenses. There are two main types of life insurance you’ll need to consider at one point, and these are:

  • Term Life
  • Whole Life

Term life is more affordable, but provides a temporary solution, while whole life offers permanent coverage you will carry for the rest of your life. At Heil & Heil Insurance Agency, we can help you decide which policy is right for this point in your life. Having our experienced and licensed agents on your side is important in helping you make the best decisions for your future.

See why a life insurance policy is the right choice.

See why a life insurance policy is the right choice.

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