Condo Request a Quote Condo Association insurance is meant for the building itself rather than what's inside. And most condominium unit claims are for water or fire damage. Having a condo unit owners insurance policy covers you for the buildout from everything from the “walls in” to all the valuables inside your condo. Protecting yourself for the gaps that your association does not cover, damage caused by units above and/or attached to yours and any damage within your unit is where your condo policy becomes most valuable. Call us today to set up a free, no obligation conversation about protecting your condo unit.