Summer is peak renovation season in Chicagoland.
Projects often include:
Kitchen remodels
Additions
Outdoor kitchens
Roof replacements
Basement finishing
What Needs Updating
Replacement Cost
Upgrades increase rebuilding cost.
Builder’s Risk Coverage
Large projects may require temporary coverage.
Contractor Verification
Always request certificates of insurance.
Vacancy Clauses
If you move out during construction, coverage may shift.
Insurance should adjust before construction begins — not after.