What is a Carrier? Carrier[kar-ee-er]noun1.The Carrier is the insurance company that provides a specific Policy and is the company that a policyholder will pay Premiums to. The Carrier is ultimately responsible to pay out Claims. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Accidents Accidents happen to everyone. We’re here to help. Protecting Your Home Against Flood Loss Protect yourself against the damage that your homeowners policy doesn’t cover. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.