Now that school is back in session and some young men and women are making their way on their own to colleges everywhere, it is advisable to review your insurance needs. Homeowner's policy will cover items away at school however, if you carry a high deductible it may not pay if there's a claim.
A Renter's policy will protect not only your child's possessions such as a computer, bike, or other electronics he or she might take with them; but it can carry a much lower deductible. It also provides additional liability protection in case they are responsible for any damage to property.
The cost for a separate renter's policy could be as low as $125 a year. Certainly worth piece of mind that things are protected.
Contact an agent to discuss this valuable protection for your child while they are away at school. Less worry means more time to focus on learning. And what better to learn, than protecting your assets before a loss occurs.
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Posted Tuesday, August 31 2010 3:53 PM
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